Help & Support
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Supplemental Insurance
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Accident Insurance
Helps pay for unexpected expenses after a covered accident, including ER visits, ambulance rides, fractures, stitches, physical therapy, and more. Benefits are paid directly to you to help with medical bills, deductibles, or everyday expenses. -
Critical Illness & Cancer Insurance
Provides a lump-sum cash benefit if diagnosed with a covered serious illness such as cancer, heart attack, stroke, or other major conditions. The money can be used however you need, including treatment costs, travel, mortgage, or household bills. -
Hospital Indemnity Insurance
Pays cash benefits for covered hospital stays, admissions, surgeries, ICU visits, and related care. Designed to help offset high deductibles, copays, and out-of-pocket costs from a hospitalization. -
Short-Term Disability Insurance
Provides income protection if an illness or injury prevents you from working for a temporary period of time. Helps replace a portion of your paycheck so you can continue paying bills while recovering.
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Health Savings Account — HSA
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in a qualified high-deductible health plan (HDHP). HSAs help you save and pay for qualified medical expenses like deductibles, copays, prescriptions, dental, vision, and more. Unlike flexible spending accounts, unused HSA funds roll over year after year and remain yours even if you change jobs or health plans.
One of the biggest advantages of an HSA is its powerful triple tax advantage:
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Tax-deductible contributions
Money contributed to your HSA is generally pre-tax, reducing your taxable income. -
Tax-free growth
Funds in the account can earn interest or be invested, and the growth is not taxed. -
Tax-free withdrawals for qualified medical expenses
When used for eligible healthcare expenses, withdrawals are completely tax-free.
Because of these benefits, many people use HSAs not only for current healthcare expenses, but also as a long-term savings tool for future medical costs and even retirement healthcare planning.
2026 HSA Contribution Limits
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Individual coverage: $4,400/year
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Family coverage: $8,750/year
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Age 55+ catch-up contribution: Additional $1,000/year
2026 HSA-Qualified HDHP Requirements
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Minimum deductible:
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Individual: $1,700
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Family: $3,400
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Maximum out-of-pocket limits:
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Individual: $8,500
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Family: $17,000
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FAQ Title
Use this space to promote your business, its products or its services. Help people become familiar with the business and its offerings, creating a sense of connection and trust. Focus on what makes your business unique and how users can benefit from choosing it.
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FAQ Title
Use this space to promote your business, its products or its services. Help people become familiar with the business and its offerings, creating a sense of connection and trust. Focus on what makes your business unique and how users can benefit from choosing it.
5
FAQ Title
Use this space to promote your business, its products or its services. Help people become familiar with the business and its offerings, creating a sense of connection and trust. Focus on what makes your business unique and how users can benefit from choosing it.
6
FAQ Title
Use this space to promote your business, its products or its services. Help people become familiar with the business and its offerings, creating a sense of connection and trust. Focus on what makes your business unique and how users can benefit from choosing it.